Payday Kitten - Online Payday Loans

Short Term Loans from Payday Kitten

Loan Renewal Policy

Non-Payment Implications

Loan Collection Practice

Short term loans, from our lenders, are designed to be paid back on your next pay day - we can accept applications from £100 through to £1000. We will then search the UK lender market for you.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Representative APR Example: 1990% APR variable. £300 borrowed over 30 days would equal total borrowing of £375. Actual Interest is 25%.
Renew your loan by contacting the lender directly – you should do this in advance of when payment is due. The majority of lenders will charge the same levels of interest and fees as charged in your original loan – but you will need to check with the lender direct. Renewal may be dependent upon a number of factors including affordability checks. Non-payment can result in damaging your credit rating – contact your lender as soon as you are aware you may have difficulty in paying to reduce the chance of this happening.
It is recommended that you pay on time – and inform the lender direct if you will be unable to do so. If you do not make a payment each lender will have its own penalty charges and interest charges that they may apply. Non-payment could result in debt agencies being contacted and your credit rating could be affected which may damage your ability to borrow in the future.
Lenders will attempt to take payment using the bank details you provided on application – contact the lender directly if you feel you may not be able to meet the payment date in full. Non-payment may result in the lender passing your details to 3rd parties for the collection of debt.
Short term, payday loans, are designed for one off uses, or emergencies, to ease your worries until your next pay day. Our application form gives you instant access to all of our payday loan lenders – we are one of the leading UK loan brokers so we have some exciting deals and can offer you a better chance of being approved than applying with just one lender.

Our process can be carried out entirely online – once you have made your application make sure you check your e-mail account as a lender may have e-mailed you their decision. Before taking a loan please ensure you are happy that you will be able to pay it back on the repayment date. If you have any doubt about this then maybe a payday loan isn't for you.

Online Application

Online Application

Easy process - one application form.

Easy process - one application form.

On screen decision and check your email for more options.

On screen decision and check your email for more options.

You could have your loan today - subject to credit and affordability checks.

You could have your loan today - subject to credit and affordability checks.

Representative APR Example: 1990% APR variable. £300 borrowed over 30 days would equal total borrowing of £375. Actual Interest is 25%.

Note: the APR you are offered may differ depending on the lender that accepts you. 

Payday Kitten is trading stlye of Loan Machine Limited - authorised and regulated by the Financial Conduct Authority - Interim Permission Number 576459. Loan Machine Limited is a Limited Company with Registered Company Number of 5517368. Loan Machine Limited registered address: 170 High Streetm Gorleston, NR31 6RG. Correspondence should be directed to PO Box 335, Great Yarmouth, NR30 9FG.

Payday Kitten, operated by Loan Machine Limited, may receive a fee/commission for either referral or completion of your loan application.

Payday Kitten is not a lender but a broker that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.

Payday Loans should be used for short term lender purposes only - not as part of a longer term financial option. Not all lenders will offer a 100% online decision - some may require to speak to you or require further forms of identification or details to check affordability. You will be credit checked by lender(s) to determine if you can be approved a loan.